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This is an example for an image Starting a Fee based work at home business opportunity listings does have many benefits. One of the many drawbacks with Fee based work at home business opportunity listings is that of finding an idea, creating a lengthy Fee based work at home business opportunity listings plan, and one of the hardest ultimately getting finance for your Fee based work at home business opportunity listings idea. Not to mention the headache with worrying how you are going to pay that finance back.

An advance fee fraud is a confidence trick in which the target is persuaded to advance relatively small sums of money in the hope of realizing a much larger gain. Among the variations on this type of scam are the Nigerian Letter ( 419 fraud or Nigerian money offer ) and the Spanish Prisoner.

The 419 scam originated in the early 1980s as the oil-based economy of Nigeria declined. Several unemployed university students first used this scam as a means of manipulating business visitors interested in shady deals in the Nigerian oil sector before targeting businessmen in the west, and later the wider population. Scammers in the early-to-mid 1990s targeted companies, sending scam messages via letter, fax, or Telex. The spread of email and easy access to email-harvesting software made the cost of sending scam letters through the Internet inexpensive. In the 2000s, the 419 scam has spurred imitations from other locations in Africa, Asia and Eastern Europe.

The number "419" refers to the article of the Nigerian Criminal Code (part of Chapter 38: "Obtaining Property by false pretences; Cheating") dealing with fraud. The American Dialect Society has traced the term "419 fraud" back to 1992.

The advance-fee fraud is similar to a much older scam known as the Spanish Prisoner scam in which the trickster would tell the scam victim that a (fictitious) rich prisoner had promised to share (non-existent) treasure with the victim if the latter would send money to bribe the prison guards.

Insa Nolte, a lecturer of University of Birmingham's African Studies Department, stated that "The availability of e-mail helped to transform a local form of fraud into one of Nigeria's most important export industries."

Embassies and other organizations warn visitors to various countries about 419. Countries in West Africa with warnings cited include Nigeria, Ghana, Benin, Côte d'Ivoire (Ivory Coast), Togo, Senegal and Burkina Faso. Countries outside of West Africa with 419 warnings cited include South Africa, Spain, and The Netherlands.

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